Serenade V, Gusniar B, Rahmasari Y. Trend Analysis: Consumer Behavior towards the Decision to Use Shopee Paylater. jbe [Internet]. 2024 May 30 [cited 2026 Jun. 25];9(2):14-20. Available from: https://jbe-upiyptk.org/ojs/index.php/jbe/article/view/260