The Effect of Operational Risk, Credit Risk And Revenue Diversification on Profitability

Authors

  • Muhammad Pondrinal Universitas Putra Indonesia YPTK
  • Ronni Andri Wijaya Universitas Putra Indonesia YPTK
  • Berta Agus Petra Universitas Putra Indonesia YPTK
  • Thariq Al Adli Universitas Putra Indonesia YPTK

DOI:

https://doi.org/10.35134/jbe.v7i1.72

Keywords:

Operational Risk, Income Diverssification, Credit Risk, Profitability

Abstract

This study aims to determine the effect of Operational Risk, Credit Risk and Income Diversification on Profitability in banking companies listed on the IDX for the 2016-2020 period.The analytical method used is Panel Data Regression analysis. The results obtained from this study: i) Operational Risk has a positive and significant effect on profitability in banking companies listed on the IDX for the 2016-2020 period. ii) Credit Risk has a negative and significant effect on profitability in banking companies listed on the IDX for the 2016-2020 period. iii) Income Diversification has a negative and significant effect on profitability in banking companies listed on the IDX for the 2016-2020 period. iv) Operational Risk, Credit Risk and Diversification have a positive and significant simultaneously positive and significant effect on Profitability in Banking companies listed on the IDX for the 2016-2020 period.

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Published

2022-01-05

How to Cite

Pondrinal, M., Wijaya, R. A., Petra, B. A., & Adli, T. A. (2022). The Effect of Operational Risk, Credit Risk And Revenue Diversification on Profitability. UPI YPTK Journal of Business and Economics, 7(1), 9–13. https://doi.org/10.35134/jbe.v7i1.72

Issue

Vol. 7 No. 1 (2022): January 2022

Section

Articles

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